You planned your vacation to Miami months ago. The hotel is booked. The rental car, arranged. You even asked friends for a list of Miami’s best restaurants. But did you consider what to do if you got sick or hurt while traveling?
The chances of needing medical assistance while you are on vacation or business travel in Miami is a possibility you probably haven’t considered. And while getting sick or hurt can happen anywhere, finding yourself in need of emergency medical care in an unfamiliar city is the last thing on your mind. With a little planning, you can save time and money in the event that you should need medical care.
Planning Your Vacation to Miami
Miami is a vacation paradise, but needing medical care while on vacation is not the time to wonder what your health insurance plan covers. In reality, insurance plans and the coverage they allow are often as personal as the people holding the policy. Before you leave home, we recommend you pack for the unexpected.
Before you leave home:
- Research which doctor’s offices and medical care facilities are part of your in-network providers in the destination you are traveling to. This will help you avoid paying higher rates for out-of-network care.
- Bring along your health and prescription insurance cards, as well as your prescription medication. Be sure your meds are in their original bottles.
- Have your primary-care doctor’s phone number handy and that of every person traveling with you. This way, when you call for advice it isn’t an emergency.
- Each traveler should carry a brief health summary. The summary should include current prescription medications, any over-the-counter medications or supplements, vitamins, etc., and their dosages. Also important, list any medical conditions, hospital stays and drug allergies.
Where to Find Medical Attention While on Vacation in Miami
While we hope you don’t need medical care while you are on vacation in our beautiful city, here are a few tips to help you, just in case.
- For minor problems, ask the hotel for the nearest pharmacy, retail health clinic (i.e., drugstore clinic) or urgent-care clinic. A pharmacist may be able help you with over-the-counter recommendations. A clinic should accept major health plans or cash payment if you don’t have medical coverage.
- For medical illnesses check with the hotel front desk or concierge desk. Many hotels have in house doctors available. Some insurance policies may not cover this expense.
- An alternative to using your hotel’s in house doctor is to ask the front desk or concierge for a medical professional recommendation and go to their office.
Consider Travel Health Insurance
Vacationing to Miami is a planned expense. Getting sick here isn’t. There are many reasons why travel insurance might be worth having for you and your family members. Not only will you be protected if any unexpected medical issues arise, you will also have a helping hand to assist you with locating a provider. Another reason it could be a good idea is because many travel insurance policies will reimburse you for medical expenses no matter what hospital you end up at.
Best Hospital Systems in Miami
A Hospital Just For Kids
When it comes to pediatric care, Miami Children’s Hospital is South Florida’s only licensed specialty hospital exclusively for children. Routinely ranked among the best in the nation, Miami Children’s Hospitals has more than 40 pediatric sub-specialties located within the main campus. Should your child need to be admitted here, you can take comfort knowing that he or she will be under the direct care of a dedicated physician who will coordinate all of your child’s medical needs.
University of Miami Health System's (UHealth's) network includes the renowned Sylvester Comprehensive Cancer Center, Bascom Palmer Eye Institute, ranked the No. 1 eye hospital in the nation for the past 11 years, and University of Miami Hospital, a 560-bed, all private room hospital.
Baptist Health South Florida, the region’s largest not-for-profit health care organization, manages seven hospitals in Greater Miami, including Baptist Hospital of Miami, Baptist Children’s Hospital, Baptist Cardiac & Vascular Institute, South Miami Hospital, Homestead Hospital and West Kendall Baptist Hospital. Additionally, Baptist’s International Center of Miami is one of the largest hospital-based international programs in the nation with a trained multilingual staff.
Other outstanding health care organizations include Mercy Hospital, a 473-bed acute care facility affiliated with more than 700 physicians representing 27 medical specialties. Mount Sinai Medical Center is a private, not-for-profit medical center ranked as one of the country’s best hospitals in neurology/neurosurgery and geriatrics. Jackson Memorial Hospital is the southernmost Level 1 adult and pediatric trauma center in the United States. Finally, the University of Miami Health System is South Florida’s only university-based health care system.